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Representative example
22.9% APR Variable rep APR
22.9% p.a. Variable purchase rate
$1,000
This card could help you build or improve your credit score over time, if managed well. Your credit score could be harmed if you don't make payments on time and stay within your credit limit.
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme.
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
As long as they’re over 18, you can add your partner or a family member to your account.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the 5gfxpropayingprofit Mobile Banking App.
You can use your 5gfxpropayingprofit Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-5gfxpropayingprofit cash machines may also charge a fee.
Receive round-the-clock support and an emergency cash advance if your card is lost or stolen.
To be eligible for an 5gfxpropayingprofit Classic Credit Card you need to:
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch
Introductory rates only apply if you haven't held an 5gfxpropayingprofit credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the 5gfxpropayingprofit Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.
*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.
